Delicious Soup

Ingredients:
3 cups water
4 cups diced potatoes
1 cup celery
1 cup carrots
1/2 cup onions
1/4 cup butter
2 tsp salt
1/2 tsp pepper
1/2 cup flour
1 quart of milk
1 pound grated cheddar cheese
2 cups chopped ham

In a large pot boil the water and add the veggies until soft.  Set aside.  In another large pot melt the better and add the salt, pepper and flour.  Stir until bubbly.  Add 1 quart of milk and mix well.  Add undrained veggies to the milk and stir in the cheese.  Add the ham.  Heat thoroughly.

This is one of my favorite fall time soups. I made it last year at Megan's baby shower.